Direct Debit

Get paid every month without asking.

For memberships, tuition fees and regular donations. The customer signs up once, the bank approves the mandate, and the deductions run on a fixed schedule.

Transactions: every payment in one list

Trusted by these companies

  • De'Xandra
  • Siti Khadijah
  • Nasken Coffee
  • SyriaCare
  • Monaliza
  • SimplySiti
  • AFL
  • Selangor FC II
  • Kedah FA
  • sifuBad
  • TotalMen
  • Sihaté
  • Amru
  • Daily Media

What you get

No monthly chasing

Once the mandate is Active, deductions run on the bank's schedule: the 3rd to the 5th of each month, or every Friday for a weekly mandate.

You see who is in

All Application, Active Enrolment and Total Deduction tabs, with Successful, Failed and New deductions for each customer.

Runs on a normal form

Choose Direct Debit as the Payment Option on a payment form, set Weekly or Monthly, and share the link like any other.

What you can do

Weekly or Monthly

Set the Frequency under Direct Debit Settings on the form.

Let them choose how long

Offer Total Recurring Months options such as Never End (Until Cancelled) or 1 year (12 months). The customer picks one when they sign up.

Track each mandate

View Details shows the customer's deductions and Application Histories. View Mandate opens the record on Bayarcash.

Send it to your system

The Direct Debit webhook sends each new mandate and deduction.

Ask your AI

A connected AI agent can look up a mandate by its order number.

Good to know

  • Direct Debit cannot be combined with other payment options on the same form. Make a separate form for one-off payments.
  • Affiliates cannot be turned on for a Direct Debit form.
  • Deductions do not start on sign-up day. The bank verifies the application first, usually 3 to 5 days. The first monthly deduction runs in the month after enrolment; the first weekly one on a Friday two weeks later.
  • A failed monthly deduction is retried once, between the 25th and 28th of the same month.
  • Direct Debit is listed in Payment Option only when your Bayarcash portal offers it.

Questions owners ask

Why can't I add FPX or DuitNow QR to my Direct Debit form?

Direct Debit cannot be combined with other payment options. Create a separate form for one-off payments.

Read the guide

My customer signed up today. Why has nothing been deducted yet?

The bank verifies the application first, which usually takes 3 to 5 days. The first monthly deduction runs early in the month after sign-up, and the first weekly deduction runs on a Friday two weeks later.

Read the guide

What happens if a deduction fails?

For a monthly mandate, the bank retries once between the 25th and 28th of the same month. Failed and successful deductions both show on the mandate under Payments > Direct Debit.

Read the guide

Can affiliates promote my Direct Debit form?

No. Affiliates cannot be enabled on a form that uses Direct Debit.

Read the guide

What is BCL, and how does it work with Bayarcash?

BCL is where you build your forms, pages and payment links and see every sale. Bayarcash is the payment gateway behind it: it collects the payment and pays it out to your bank, minus its fee. To take real payments you need an approved Bayarcash merchant account.

Read the guide

Which payment methods can my customers use?

FPX online banking and DuitNow QR come as standard. Cards (Visa and Mastercard), e-wallets (Touch 'n Go eWallet, Boost, GrabPay), Buy Now Pay Later (SPayLater, Grab PayLater, Boost PayFlex) and cross-border QR (Singapore, Indonesia, Thailand and China) appear once Bayarcash switches them on for your account. Prices are in RM.

Read the guide

Ready when you are.

Build your first form in Test Mode today. Connect Bayarcash when you want real payments.

Create your first form